Posted by
Das Ram on Friday, March 06, 2009 12:00:00 AM
To throw some daggers and hopefully awaken some of the Libs that are, well maybe, just sleepwalking:
Has anyone noticed the Perfect Pictures of health that the interviewers find of Out Of Work individuals crying for Health Care? I know TV puts on a few pounds, but if I were 50 years old and maybe 5'10 300lbs and out of work for 6 months, I am pretty sure that by the time my benefits ran out, I would no longer be 300lbs and expecting people to feel sorry for me.
Don't get me wrong, I am no skinny mini, but I have NEVER taken a handout in my lifetime. Hell, as Self-Employed, I can't even imagine how I COULD collect on the Unemployment Tax I have to pay for!!! Which leads me to my point:
Insurance 101: Premiums you pay must cover the cost of services received by others in the group. There MUST be sufficient amounts of others who are contributing premium and not receiving any benefit - otherwise the insurance company goes out of business. This WILL NOT CHANGE NOT MATTER WHO IS COLLECTING THOSE PREMIUMS (TAXES).
Our Health care system has its faults, namely the over prescribing pill pushers. But, when it comes to Critical Care, there is no other place I would rather be. That, my friends is a great Health Care System. Now the question remains; Who should PAY FOR IT? Well, that answer to me is a simple one - the person who received the service. It IS A SERVICE!!! We all know that and that is not the real hot button with our country.
The Real Hot Button is: Who is going to pay for my PRESCRIPTION for Chronic Illnesses (diabetes, aids, heart disease, etc.)? I do not see this as any different and neither should you. The Insurance companies are in the business of insuring Critical and Acute injuries and illnesses, not Chronic. The publics perception that Drugs should be covered is a false one at best, but most likely a Greedy One brought on by "You Deserve It" Politicians and Union Leaders.
All the while these groups have been pressing for greater and greater pharmaceutical coverage, Congress also made it more and more difficult for pharmacists to act professionally. Instead, they have become pill bottle fillers and order takers from the Pill Pushers.
Drugs are not an Insurable Event
Once again, the lack of competition and over-regulation costs of the FDA - yes, we need to be Safe, but we also do not need half the drugs we are prescribed- has caused our cost of drugs to climb exponentially. It isn't the production cost, otherwise you would not see the same drugs sold in other countries for half the price - or better yet, extremely similar if not identical brands sold for pennies on the dollar in your veterinarian's office.
Do not leave out the forced insurance games given to us through Congress. You know, the obscene ones like HMO's and FSA's (use it or lose it).
Other cost factors are very easily identifiable too: Litigation and Property Tax, but my favorite is the Lack of Supply of General Practitioners. Many new students will not enter the field due to Medicare and Medicaid, as their pay is severely controlled and limited. So instead they choose Specialist Practices to be able to pay for the massive amounts of Loans they must repay.
Add to this, albeit maybe a smaller consideration is the 5 years of service and out clause for Foreign Student Doctors who come to learn from our system (driving up the cost for education) and then are obliged to return to their Home Country and practice there.
What Congress needs to focus on is:
Create more capacity for New Doctors to Learn and enter the Field
Remove the Incentive to bring Lawsuits - gross negligence is one thing, but their must be caps. Our Doctors are spending too great amount of money on Liability Insurance. That doesn't come out of THEIR pocket as much as it gets passed on to the consumer - US.
Clean up the FDA.
Decrease TAXATION as we all know this is a major stressor on most of our lives that is extremely detrimental to our overall health.
Just think how much better physical and mental shape we could be in if we were not forced to work 40% of our day for someone else?
Of course, the controlling socialist type that he is, this isn't the approach he will take - of course, I have the luxury of already hearing him state otherwise. Instead, this baffoon is going to take us down a road that is going to lead to Enormous Burdens and Intrusions into our Personal Liberty.
Say good bye to:
ALL You Can Eat Buffets
McDonald's
Burger King
Hardee's
Chile's
Dunkin Donuts
Starbucks
Krispy Creme
Taco Bell
Beer
Wine
Whiskey
Bottled Water
White Castle
KFC
AppleBee's
Denny's
Steak and Shake
Red Beans and Rice
and on and on and on!
This isn't a Slippery Slope or Un-Intended Consequence, this is the Egotistical and Fascist ideologue of this divisive and intrusive person.